U.S. Government is a Great Employer

I never thought U.S. government can be such great and well-rounded employer, who takes care of the employees’ every need. It puts all tight-wad corporates to shame.

If you are a government employee and you…

  • Need to find your soul mate?
    Swipe your government credit card for online dating service.
  • Want to fill your musical void on commute or at work?
    Swipe your government credit card for an iPod.
  • Need help to afford a shelter?
    Write government credit-card checks to your landlord or roommate.
  • Desire to please your partner behind the bedroom door?
    Swipe your government credit card for some sexy lingerie.
  • Have the sudden urge for fine dining and dessert?
    Swipe your government credit card for the 3-course luxurious meal at a 5-star restaurant, and a super-duper-mega-Himalayas-sized sundae served in a 24-karat gold-plated swimming pool.

It’s nice to see our tax money being used for good cause.

Highlights from the article:

  • GAO: Federal employees charged millions to government credit/debit cards
  • The charges include: Internet dating services, iPods, expensive clothing, lingerie
  • The audit also found agencies could not account for nearly $2 million worth of items
  • Nearly half of transactions made in the 2006 fiscal year were improper

Originally posted 2008-04-09 14:44:46. Republished by Blog Post Promoter

About Robert Kiyosaki and Rich Dad, Poor Dad

It is safe to say that almost everyone knows, has heard of, or has read the book “Rich Dad and Poor Dad” by Robert Kiyosaki. I myself read the book about 2 years ago. Before I introduce what other people have said about Robert Kiyosaki and his book, let me briefly mention my opinion.

The Good Stuff

  • Encouragement for people to change their mentality and to a paradigm shift in financial thinking — This is a big plus because not being trapped in a narrow perspective and having the right mentality is the first step to do anything right.
  • The importance of passive income — It is necessary to set yourself up with passive income to become financially secure and get rich faster.
  • The mentioning of various financial concepts — I classify this as good stuff because this introduces people to new concepts and therefore, motivates and intrigues people to go out and learn about them. I became more apt to go study how the market and personal finance works. Financial knowledge and literacy is essential for financial security.

The Bad Stuff

  • The mentioning of various financial concepts — I also classify this as bad stuff because I believe he either exaggerates in his stories or provides misleading information. In a few places, he seems to be nearly promoting illegal behaviors.
  • Strong opposition to formal education — I believe formal insitutions still have their practical values and useful knowledges depending on how much individuals make use of the experience. It is detrimental to discourage and turn people away from academia.
  • Negligence to mention or explain the risk in the entrepreneur endeavors that he advocates readers to do — From what I read in news, this has led people to take reckless financial actions leading to financial disasters. I am not holding him responsible because people should think for themselves, but as an author of a “financial book”, he should provide the full picture and cover the topic of risk somewhere… especially in the high-risk financial maneuver he tells people to do.
  • Many vague areas in his stories — This makes me wonder how many of his “successful business” stories are true, and that he created them just to boaster himself and to help sell the book.

In short, I think the book is good in that it incurs people to think about their own finance and to do something about it. It is bad because of possibly misleading, false, and incomplete information, which can lead to dangerous and disastrous consequence if read incorrectly. That’s all from me. Below is what other people have said.

John T. Reed’s analysis of Robert T. Kiyosaki’s book Rich Dad, Poor Dad – I read this VERY detail research and analysis on Robert Kiyosaki and his book recently. Together with the vagueness that I personally noticed in his book, we need to remain skeptical of this man and his words.

Let’s Read Some of Robert Kiyosaki’s Drivel – Silly words spoken by Robert Kiyosaki. This teaches us to do our own research and be cautious and skeptical about advice from “financial advisor”.

Kiyosaki is a Liar? – More “interesting things” said by Robert Kiyosaki!

Rich Dad, Poor Dad :: review – Brian and I agree on the positive points in Rich Dad, Poor Dad.

Book Review: Rich Dad, Poor Dad – Concise review on the book stating the good and the bad.

Cautions on “Rich Dad” Robert Kiyosaki – Frugal talks more about things we need to be careful about the author and his book. He then talks about his view on how to obtain wealth and the importance of formal education.

Robert Kiyosaki, A Smart Investor? – Once again, you probably should not take Robert Kiyosaki seriously when he advises you how to invest. Let’s just keep him as someone who may inspire people to think differently.

Deconstructing Robert Kiyosaki – Trent provides insights into the kind of man who he thinks Robert Kiyosaki is.

Review: Rich Dad, Poor Dad – Full book review by Trent.

It seems that people generally agree on the few ideas Robert Kiyosaki has done correctly on his book, and they also agree on the same skeptical things. It’s probably enough Robert Kiyosaki for one day.

Originally posted 2007-09-20 23:41:10. Republished by Blog Post Promoter

Levels of Perspective

Our attitude toward life has a direct relationship with our own perspective.

Our attitude and perspective in turn have a direct influence on our behaviors, our relationships with all things exist, and our ability to react to situations in life.

In other words, capability to see from a high level of perspective allow for balanced human behaviors, harmonic relationships with all things exist, and appropriate reaction to situations in life.

An analogy for the effect of difference in perspective can be the comparison of the view of a caterpillar and the view of a butterfly metamorphized from the caterpillar stage. If you ask a caterpillar to talk about the view of a butterfly, he will not have a single clue.

In regards to perspective for mankind, I find it silly that we have neglected our potentiality for ages. In fact, we undermine it more and more. By that I mean, we are free and capable to adopt many levels of perspective, unlike cartepillar and butterfly and many other insects and animals, and yet we fail to develop it for our own good for the reasons stated above. Our education system does nothing in terms of developing perspective and enforces mere teachings and memorizations of patterns.

A possible break up and definitions of the levels of perspective could be:
Individual — Family/Friends — Local community — State — National — Multi-national — World human population — Earth level (including all organism) — Planetary — Cosmic

The difficulty in communication is that when someone is stuck in a lower level of perspective, good luck trying to tell him about ideas from the higher perspective. You can also have a blast boring the hell out of someone if you try to convey an idea, say, in the national level, when they only allow themselves to see in individual level.

The emphasis is on “they only allow themselves to see” from whatever perspective they want. You cannot force someone to understand unless that person wants to see from a different perspective.

Now, I sincerely believe, for us to get anywhere in solving any world issue, we need a good chunk of people, at least the ones in power, with the understanding and capable of seeing from the “world human population” level at least. The answers will be apparent to those. Until then…

It is very apparent that currently, most people with power and influence at best can see from the “multi-national” level on occasion. Let alone the fact that many of these people and many others are operating for the benefits for the individual level at a high frequency.

I offer no solution to make people see with higher level of perspective. Like I said, you cannot make them. It can only happen when they genuinely seek to see and understand on their own. The trick lies in the foregoing of the belief and ideas from the previous level of perspective before you rise to the next.

So the initial question maybe, how far and wide do we let ourselves see?

The real question, what belief and ideas are we willing to abandon? (abandon not meaning to condemn and forget completely but instead, meaning not letting it to restrict)

People who seek spirituality and enlightenment are really seeking the cosmic perspective with an indescribable understanding that in so far as interconnectedness and relationship goes, there universe is everything including us and thus we are also the universe. To get it, you basically abandon all ideas, including the words that may lead you to get it. Truth is, when a person is restricted by no idea, he is free to see all ideas.

The Chinese goes,

For academic learning, you gain each day.
For understanding Tao, you discard each day.

Another saying we have is that “true love can save the world.”

Now I say, true love arises out of the knowing (allowed by high levels of perspective) that another organism is a part of me as much as my heart is a part of me because our hearts exist as a part of us as much as we are a part of our hearts.

That is because, do you think we can walk around without our hearts?

Originally posted 2010-05-22 23:06:43. Republished by Blog Post Promoter

Find Out Why, Realize Your Motivation and Desire

With all the talks about personal improvement and taking control of personal finance, one may wonder how on earth can we consistently stay disciplined and not to be distracted by seeking momentary pleasure and a hedonistic lifestyle. Or just take some other easy way out. To which, I quote and I believe…

When there is a will, there is a way.

This applies to all scenarios in life. Sometimes you face problems in life. Sometimes you want to get rid of a bad habit. Sometimes you have a dream yet accomplished. Sometimes you have a hobby you want to pick up. When you encounter all these scenarios, and you frequently would think, “How should I go about this?” But you also frequently skip a most important initial step.

Find Out Why, Realize the Motivation, Dig Up Your Desire

People often start themselves off in the wrong foot by losing focus and asking the wrong questions. It is not really about how, fundamentally. It is about why. You need to ask yourself why you want to do that certain things first. You NEED to clarify to ourselves the reasons behind the action. You need to find that flaming desire inside, light it up, and pour gasoline on it, by crystalizing the why. ONCE you are able to grasp the why, the how will come more naturally because you will keep trying and you can follow through with much less difficult because there is a driving force behind the action.

You must think clearly about and define the “why” because sometimes you think you know but the idea is only vague in you mind and not certain, if you don’t spend time trying to grasp it. When you know precisely why, you become more passionate, energized, driven, and willing to understand and follow through with the how. If the why does not exist or is not a crystalized thought, it is likely you will not be able to finish what you are trying to do.

Like I said, this applies to all aspects in life. Some examples…

  • Want to get rid of bad habit? Find out why. (ex. mal-effect on health, dislike by closed-ones…)
  • Want to have your finance under control or save money? Find out why. (ex. retiring early and luxuriously, buying a house…)
  • Want to learn something? Find out why. (ex. current job sucks and must have a career change, or just want to feel better about myself! etc.)

I think you know what I am trying to get at by now. It is the main step in the process to make up your mind and commit to do something 100%. So next time you are trying to decide if you want to do something or you face a delimma. Ask yourself why and find that desire inside yourself first. If you can’t, then maybe you should not be doing it. If you can, the how gets a lot easier knowing why.

Originally posted 2007-03-20 22:37:08. Republished by Blog Post Promoter

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