HSBC whooping 6% saving…and the catch?

HEADS UP!
So the online saving rate war is back! HSBC is now offering 6% APY until April 30th 2007 but…there’s always a catch.

This deal only works on so-called “new” money which is basically any money you deposit between Jan 29-April 30. So in the end, I’d say you will only make a few extra bucks (in the sub-100k category) if you already have a 5% saving account somewhere. Especially since it’s only a 3 months deal from now. And then also due to the slow transaction time that will cause a loss of interest return on the days between money is moved and then there’s taxation. And if you have 100k+? You probably should be think about putting some of that money into funds/stocks portfolio anyways (or buy a house, do something w/ them plz) and won’t have 100k+ in saving :P

So I would say it’s not worth it, for the little gain and the hassle. Again, HSBC has very slow transaction from personal experience. It’s just another strategy to draw some new money/customers.

Originally posted 2007-01-28 03:50:31. Republished by Blog Post Promoter

The Ever Progressing Advertising Industry

The question of the day is, do we need more advertising? Is more growing advertising revenue to be?

I have already given up on TV a long time ago. Not only were there few shows that are enjoyable, the ever more increasing commercials during a program has made my decision firm. I think there is one day where commercials take up more minutes than the program itself. Perhaps we are there already? I don’t watch enough TV, can someone tell me? :P

The one show I do still watch now is Daily Show (kudos to Jon Stewart), and I have been watching it online for awhile. During this time, I observe a trend. Between segments, it went from 15 seconds commercial, to 15/30 seconds commercial break, to now, 2-3 10/15/30 seconds commerical break.

Is it just me or are we simply gradually transferring the television advertising method to online programs? What happened gradually to television programs is happening to internet programs. It will be the same beast with another skin.

What is next? What is the next medium of “information watching” where we can avoid commercials before it gets overtaken by commercials? Can there be a next thing after internet? I don’t know.

Originally posted 2009-10-11 22:16:24. Republished by Blog Post Promoter

The Biggest Questions

Reading through books and articles on the internet that are written nowaday, you will basically find content that addresses largly the “how”.

But I think the biggest, more important questions that we humans, as a race in whole, need to ask ourselves is the “what” and the “why”.

What exactly is it that we REALLY want? That can lead to the question, is economic growth THE MAIN thing that we want?

Why do we want what we want? That can lead to the question, why does economic growth seem to be THE MAIN concern we have, all things aside? Well well, this is a rabbit hole that no one wants to dive in.

Moreover, as a race, where (what direction) are we taking ourself?

Do we even remember why everything started?

Of course, no one really wants to ask these questions. It is MUCH easier to stay the course. To do opposite and ask is to face destruction of a world that exists in our minds, which is great horror and drastic but without any exaggeration.

I find myself isolated in crowds, alone in contemplation. My peers uninterested. Companies grossly negligent. Media talks about anything BUT. Individuals care for the how in the now, mostly quick and dirty ways to get rich. And maybe some decide to look for distraction through sensory stimulation, or simply cover the ears doing “lalala”.

It is not the noise and chaos that is scary.
It is even less the pain and suffering are scary.

Scary is the blatent ignoring, non-interest, non-curiosity that 99.999% of people do.
Scary is the things that are not discussed.
Scary is the lack of thoughts, perceptive, and wisdom that prevails.

Perhaps I have spoken too much. It would’ve been easier if I simply choose to write about the how’s to attract crowds huh.

Originally posted 2011-11-17 00:49:02. Republished by Blog Post Promoter

Proper Posture for Health

I talked about learning “better” breathing before. Closely relating to that, posture is almost equally important for our daily lives and health. Actually, getting the breathing down will depend on having better posture. Several factors together prompted me and helped me to fix my own postures: back pain from sitting in office (major), gym’ing, playing piano, and singing. Not only will better postures improve our health and make us feel better in general, with better posture, there will certainly be improvement in all activities/exercise.

By no means am I an health expert, but here are some pointers that I follow personally and have great results:

  • Spread and relax the shoulders so they’re slightly angle downward
  • Arms on the side of the body
  • Straighten up the neck and tuck the chin in, so the head does not stick forward
  • Push the sternum outward slightly so the rib cage is opened

These last 4 will help you not to slouch.

  • Don’t lock the knees while standing
  • Spreading your legs to shoulder width apart while standing
  • Feet pointed forward, not diagonally. To allow the hips to relax and consequently, the spine also
  • While sitting at a desk or in front of computer, maintain a straight back do not lean your body forward or backward
  • Relax muscles around the buttocks when sitting
  • Balance the weight of the body more towards the balls of the feet instead of the heels

These last 6 steps will help to reduce the strain on th back tremendously.

  • Finally, together with everything, try to feel and monitor the body so you know when your body is tense and try to relax. Deep breathing will help to do that. Drinking more water will also help.

Those are the things I do, and I am noticing how it has helped me in everything. It’s the fundamental in all the things we do, be it piano, dancing, working out, singing, basketball. Fix and improve your posture, then keep it consistently to live a better life :)

Originally posted 2007-04-16 22:05:43. Republished by Blog Post Promoter

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