California 10% Increase Tax Withholding is Borrowing from Tomorrow

It is no news that California government is taking a chunk of our paychecks now only to pay us back later, hopefully not with IOUs. Besides the general emotional response, beyond the effect it may have on our budgets, this is a general trend we can see of our society.

We keep on borrowing from tomorrow.
From individuals to local government to the national level.

Correspondingly…
From moving debt from one credit line to the next.
To taking tax revenue that really does not really exist.
To taking on great deal of national debt to “stimulate” economy. (Social Security aside…)

And most cases, if it is not that we don’t try to pay it back, it is that we have spent/run out of resources to pay it back. But in the end, the debt will always catch up and bite us in the ass. Somehow, eventually.

Borrowing from time, borrowing from tomorrow will never work. It will never solve anything.

When will we learn?

Wisdom and Knowledge

I asked the question, “What could be wisdom?” last post. Indeed, it is quite elusive. FB @ FabulouslyBroke.com mentioned common sense, and how her parents and grandparents have them.

So, old people come to mind when wisdom is mentioned?
Then, is wisdom simply old age?

Though, that still does not answer what wisdom is. Old age is also not it because there are many unwise old people. It’s just that they are more likely to be wiser than their young counterpart.

I find in eastern culture (not the eastern culture now), the people have more emphasis to wisdom due to the influence of Buddhism and Taoism. There were a bunch of people who were in search of being enlightened. Just look at the existing techniques… meditation, yoga, reciting mantra, zazen, physical isolation, etc. The ones who become enlightened thus become masters and seem to have answers to everything in life. But some of them get there in a day. Some of them take several decades. Some died before.

Now, let me quote FB’s one sentence, “Wisdom is also common sense worked in with logic/rationality.” Wisdom seems to be this part of us that works along side our rational mind…

So wisdom is not so much information. Nor a skill that could be learned through discipline. But as said when I talked about eastern culture, wisdom seems to somehow needs invoking. Yet, it cannot be taught. What is it?

I can offer no definite answer either :P It seems to be the knowing of the known and unknown. Thus, it’s our full being that knows that we know what knowledge we know (logical mind) and ALSO knows that which is indescribable through the logical mind.

Wisdom then becomes the knowing, the understanding, the realization of our full being.

Thus, if knowledge, learned through intelligence of the logical mind, are puzzle pieces, wisdom is the one to put them together for the “optimal” result in life.

Taking that further, I would even say that if knowledge is the car, the wisdom is the driver. Thus, given 500 horsepower of knowledge, there needs to be a driver who can handle a 500 HP car. When a driver, who is only capable of driving 100-200 HP (normal) car, drives 500 HP of knowledge, we WILL have tragedy. That is definite.

Let me give another example, if you give the famous katana Mursame to a child to wield, it is with certainty that he’s going to lose a limp or two if not kill himself. So someone with great swordsmanship should wield it. But also, if fallen in the wrong hands, many people could be killed.

What about someone with a ton of wisdom but almost no knowledge? I don’t know, can we still call this person wise? Ha… anyways…

Too much knowledge, not enough wisdom. I observe that is the state of affair our world is in.

A balanced person, a balanced world is when wisdom and knowledge are in proportion.

Wisdom being the knowing of our full being. When we accept and embrace our full being (if you let yourself into what it means), perhaps you can find wisdom there.

I think until then, we have to live in a world driven by knowledge, or rather, people who are drunk on knowledge that will continue to be more and more chaotic until we become wiser. In this sense, for future as humanity as a whole, economy and politics become “small problems” until we resolve this. This making philosophy more important than ever.

If knowledge is power and with power, comes responsibility, what does that tell us now?

The responsibility is not just how we are going to use the power (knowledge). More importantly, the responsibility is also knowing when to use the power and when NOT to use the power.

Of course, drunk people would not listen to this kind of crap.

The Missing Fundamental Element in Human Society

I like to think about things. I especially like to contemplate about the big picture. And by big picture, I mean to dig deep to realize the most fundamental, underlying, pattern, mechanism that drive the big picture.

Therefore, I ask, “What could be one most fundamental element, beyond economy, beyond politics, that is lacking that wrecks havoc in the human world, or rather, preempt humans to wreck havoc with themselves? Why all the human issues because of this missing element?”

I can think come up with one idea… that is — wisdom.

We are sorely lacking in wisdom.

We value intelligence. We value knowledge. Therefore, we value smart (and usually the more aggressive) people. We know those are very much emphasized. But none of those are wisdom.

These days, nobody talks about wisdom. Nobody talks about becoming wise these days. It is not important. In fact, if you say “I want to be wise”, people probably edge away from you and think you are nuts.

We can all agree that someone extremely smart can be very unwise. Wisdom is not associate with smartness and intelligence. So, what could be wisdom? What comes to mind when you think of wisdom? Perhaps you can share. I will opine in the next post.

What is Stress, What it Does, How it Kills

After the last post, I find it fitting to talk some about stress.

What is Stress?

Taking the fifth meaning from dictionary.com, stress is the physical pressure, pull, or other force exerted on one thing by another, meaning for us, environmental stress. This is comparable to how our ancestors have to worry about having shelter, finding food, and not getting eaten.

For the heck of it, let me first make a point using a bit of video game lingo.

Video Game Hero Burst Mode

Imagine our hero in a video game who has a burst mode. This burst mode makes him a few times more powerful than usual and not get stunned… however, his hitpoints gradually decreases in this mode. So, the idea is to use the burst mode only when he fights very strong enemy and otherwise absolutely necessary to not die. Definitely not always, because he’d die.

Human Burst Mode, aka Fight or Flight

Well, we have somewhat of such a mode… it’s been identified in science as “fight or flight”.

As the words suggest, when we are in “fight or flight” mode, our body is ready to either fight or flee from danger. Intuitively then, when we are in such a mode, because the body concerns only of survival, the last thing it wants to do is digesting food properly, peeing and pooping, breathing deeply and slowly, generating energy for us in non-detrimental manner, and lastly (for some most importantly), carrying out sexual activity. LOL

(description of the science behind these is further down)

Stress in Modern Days

Back in the days when our ancestors live in the wild, such a mode is imperative for survival, to be able to hunt for food or run away from saber tooth. It’s really an intelligent design and gift of nature.

I surmise some activities above that our bodies is not inclined to do when in “fight or flight” mode, which should inevitably makes us realize how stress is one factor that lead to many other issues that modern people face.

We, or rather most of us with a few exceptions, constantly render our bodies in this “fight or flight” mode.

With saber tooth out of the picture, the “danger” we are threatened with are things that we think we must do and that which put us under stress — paying bills, feeding the family, keeping everyone happy, making deadline at work, getting the next promotion, becoming famous and successful, attaining power, retirement, eating things that hopefully won’t kill us before retirement, saving the world and blah blah blah.

Additionally, we are currently living in a society that is driven by fear. If you disagree, I politely ask you to check the news.

Our Beautiful Mind is also a Curse

Beyond the environmental stress, there is one more factor that hits it home to have stress cause us so much grief. Our mind.

For because we are humans and we are capable of thinking. This is another gift of nature that can also become a curse by misuse. We think about past and future. We think to create the perception of what is.

Things that we think we need to make us normal.
Things that we think will lead us to a “bad” future.
Things that we think as truth by expectations and conditioning.

We abuse the mind and apply thinking everywhere. Then ultimately, our attachment to these thoughts as real causes stress to multiply by ten-folds. Buddha is not lying when he said, “Attachment leads to suffering.” Well, it certainly does in how it leads to stress in our life!

Positive Stress

And let us not forget, when we seek drama, indulgence, and excitement, it is more or less the same because positive stress is stress to the body too. And there is science behind it that our bodies react similar to positive and negative stress.

Anyways, when it’s all said and done, we are constantly putting our bodies in this “fight or flight” mode. When we are not stressing out on negative things, we are seeking positive stress. In other words, stress kills is really another way of saying, we are killing ourselves, albeit slowly.

The Chemistry and the Science

I am no scientist but this is a summary of the many things I self-studied on this topic that hopefully can be easily understood.

Mainly, there are two hormones generated when we are in “fight or flight” modes — adrenaline and cortisol — both produced by the adrenal gland. Both of them are geared toward getting our body ready and have enough quick energy to fight or run away. I will only focus just these 2 and effects due to having them for prolonged period of time.

Adrenaline
Real name is Epinephrine. Adrenaline is a hormone that boosts the supply of oxygen and glucose (think of them like gas to cars) to the brain and skeletal muscles. That means if you have a lot of it in your bloodstream constantly, these are the effects:

- Not have adequate supply of oxygen and glucose to other organs in your body, which includes organs in the digestive system, parts of your nervous system (that’s why probably you are less sensitive), sexual organs (sorry, no sex when adrenalized)
- Because the oxygen and glucose supplied to the brain and muscles in mass quantity, they will be very stimulated, which will likely cause insomnia and muscle restlessness.
- Behaviorally, our ancestors work off the adrenaline in body by fighting or running away… but we modern people involve no such kind of physical exertion for that purpose. So either we leave the adrenaline in the body doing all the stuff above, or we find ourselves overeating, crazy shopping, etc.

Cortisol
Cortisol is what we call the “stress hormone”. Cortisol does many things. A few key effects are:

- Increase in Blood Sugar (hyperglycemia) — Cortisol being a counter to insulin and probably also because it increases glycogen synthesis by liver (as source of energy for muscles).
- Weaker bones — probably because cortisol induces loss of collagen (monitored in rats), which are present in the skin, bone, cartilage, tendon, and teeth.
- Long-term exposure to cortisol results in damage to cells in the hippocampus, aka, your long term memory.

Both Hormones
- Interfere with thyroid function and affect the T-cells and thus interfere with our immune system, which is why we are easier to get sick when stressed out.
- Decrease in muscle tissue because they cause our bodies to burn carbs and lean muscle (protein) in order to obtain quick energy to fight or run. Because burning fat to get calories is slower. Hence, not a good idea to exercise and weight train as a stressed person.

There you have it. A quick run through about stress. Not short, but it could have been longer!

Of course, I’m no “expert” and these are my intuition and understanding from self-study. So, do your own study. If you are really interested, besides searching for stress/adrenaline/cortisol you should also look into “parasympathetic” and “sympathetic” systems.

My thanks to these resources:

http://www.thebodysoulconnection.com/EducationCenter/fight.html

http://en.wikipedia.org/wiki/Epinephrine

http://en.wikipedia.org/wiki/Cortisol

http://stress.about.com/od/stresshealth/a/cortisol.htm

http://www.greenerchiro.com/Stress%20&%20Cortisol.htm

Risk Hedging, Planning, and Stress

One important question we modern people would ask is, “Why is everyone so damn stressed out?”

Modern life is full of ironies. The irony here is how we always plan as attempt to feel more secure and thus make things less stressful. Yet, we get the exact opposite result.

Planning is fine but becomes bad when excessive.

We drown ourselves in all possible scenarios, which are mental images of futures that exist only in our mind. So they are more or less illusions. Then we completely forget that plans are just plans, and thus should change upon changes in us and the environment. While we forge that, we fail to adapt when things turn sour. And then we make even bigger mess when we control and manipulate, scratch and claw to try to force what has become into a future that exists in our mind — as if we are clinging for our dear life.

Attachment to plan. Attachment to accomplishment. Attachment to the thoughts we have of what future should be. Attachment to accomplishment. Attachment to fulfill our ego’s desires.

As humans, we now often fail to change and adapt, like water. We like rigidness. When we are both rigid and fluid.

There is even the field called Risk Analysis, and so every business and individual strive to take the risk out of things. Again, too much is bad. Imagine a life where risk is taken out. Imagine you know everything that is going to happen. What happen to life?

Like the game of tic-tac-toe, because I know it can only end in win or draw. I see no point to play it, unless my goal is to intentionally lose.

Like the game of chess, when we know one of us is going to mate in a few moves, we end the game to start over. There is no point to continue.

What happens to life when there is too much planning? What happens to life when risk is completely removed? I believe, the answer is clear.

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