Life is a Process

In life, we move from one goal to the next. We are told that we need to set goals and to reach these goals is success. So in between goals, our focus is solely on the goals. It becomes all about reaching the end.

Let me ask you, “Are you always in a hurry to ‘get some where’ in life?”

I must say, I’m not so sure if it’s such a good idea anymore. I wonder how many moments we lost by living like that. But the fact that everyone is in a hurry in life, so fixated on the “end”, helps to explain why people are so distracted in everyday life. Their happiness is solely dependent on reaching goals. I’m not sure if I like this either. I am even amazed at how much people enjoy the dramas, both good and bad ones, in between also, but I digress.

People are 100% immersed in this little world of “goals”. They allow the emotions and thoughts that arouse from succeeding or failing at these goals dictate them. In other words, reaching goals and success and emotions and thoughts control them. This explains why people genuinely not give a crap about each other also. They are ready to step on another’s toes to cross the road.

My conclusion for now is that everything in life or more specifially, growth in any areas like physical strength, piano, singing, etc. (what I do) is like climbing a mountain. Just when you think you have gone so far, you realize how much farther you can go. No end in sight. It’s a relentless pursuit. What would happen if you base your happiness on these endless pursuits?

It is great to celebrate when a goal is reached. But it’s so enjoyable also realize in between, that you are travelling because you care to expand the effort, and you possess the perserverance, endurance of pain, acceptance of loneliness, and willingness to change. The moments in between goals are important. It is also extraordinarily enjoyable as I am training in many different areas, and by savoring the moments, I discovered so much about myself and the world, both physically and psychologically.

Essentially, the moment is all we have. To find happiness means you treat the moment sincerely. To have faith in the moment is to have peace. To have peace allows you to do things sincerely. To do things sincerely allows for quality.

It is foolish to take life in a completely goal-oriented way. Not that goal is bad. But reaching for goal as extremety is bad. Not only because you are wasting the moments of yourlife, but also because you will ignore the process. Like the economic crisis, we can say it happened because of greed. However, we can also say that it happened because people wnat this arbitrary end of “enormous wealth” and they want to bypass process to get there. It is the same reason why people take steroids to look big and not for medical purpose. We had a economy spiked on steroids and now we reap the side effects.

In a way, I guess I want to say that modern life is a constant struggle to get to these “ends”. But I am writing this to also remind myself to not get sucked into the incessant chasing, to not be in such a hurry. It is important to stop and rest. I like to stay in the moment. And like I said, it’s a struggle sometimes living in this modern world.

Finally, to not treat life as a one integral process is also the cause of the biggest downfall for many people. Why? Examples would be people who diet/exercise for some deadlines, only to turn into Ms./Mrs./Mr. Dunkin Donuts afterward. Or people who enslave themselves with yet another loan after they paid off the previous one.

To think that you “get there” and you can stop is the stupidest thing people can think in life. To stop is to become rigid and therefore allows no change and that means death. To be alive is to be fluid and ready to accept changes to go with the flow in life. Life is a process.

Originally posted 2008-11-02 23:08:05. Republished by Blog Post Promoter

Debt, Debt Awareness, and Debt CC

Debt is a terrible thing… from what I observed during my childhood at least. It was a time (from what I recall) when a person would only take on debt when buying a house, buying a car, starting a business, and at most, paying for the children’s education. And home equity? It is only used as a last resort. And people who borrow to gamble will always end up in pieces somewhere in a back alley.

You are free to call me “old school.”

Now more than a decade later, the world is a different place. Debt has become a commonplace. Consumerism is celebrated. Instant gratification is glorified. Debt is encouraged. The crowd would cheer as you sit on your European imported sofa, watching TV on your newest Sony Bravia LCD, inside your immaculately re-modeled home, which is complemented with a BMW M5 on your front porch. You may be swimming in a sea of debt behind the doors. But it’s aaaaaaalright. It’s totally fine to have debt.

Okay, I admit that the example is a bit extreme, and I know a majority of people don’t end up in debt due to such acts. Life situations could force us into debt. Nonetheless…the meaning of debt has become lost in translation (adverstisement) in this era. Way too much sugar-coating.

Debt Awareness

To begin to understand what debt means, I extracted some definitions from Dictionary.com:
Debt is something that is owed. Debt is an obligation to pay something.

In other words, when you have debt, it is an obligation to pay back what you owe. Debt is a responsibility. Since you are taking on debt, it means you don’t have much now, so you pay your debt with what you will have in the future. Therefore, when you take on debt, you are betting on your own future. If the future is unpredictable, debt becomes not so good an idea. And it a very bad idea when you take on debt – despite knowing that you simply won’t have “enough future” to pay back. How did we end up in financial crisis again?

Understanding that, it makes sense for a person to take loan for business purpose because they expect future gains that will enable both profit and payment for the loan. Debt is useful in this way. However, when people start consistently using debt to finance leisure and impulse purchase – things that produce no future gain, then there is a slight problem. The problem worsens in a capitalistic society where lenders set high interest rate to obtain sizeable profits, unlike if you borrow interest-free from a generous relative or friend.

Quotes about debt:

The indebted man “must smile on those he hates, he must extend his hand where he would strike, he must speak pleasantly with a curse in his throat”.

“He [borrower] wears dependence like a yoke.”

“The Borrower Is a Slave to the Lender.”

“Be frugal and free.”

Above all, I enjoy how all the quotes emphasize on the same theme of the “loss of freedom” because not only it’s very true, it relates to my biggest concern with taking on mortgage for a home. With a mortgage, I will be “mortally engaged” in the debt with the bank and a stable job to afford it. What if I am to lose my job? What if I want to do something different? I will have much less freedom to do so. I will be “dependent,” “a slave”, not “free”, and “must smile and speak pleasantly” with the bank and with the same job.

Debt CC

For those who would like some help with their debt issues, I introduce Debt Consolidate Care (Debt CC) (2015/11/15: link removed per request). Debt CC is internet’s first get-out-of-debt community that offers professtional help. It currently has over 100,000 members with thousands of practical topics regarding debt covered in the form of forums, wiki, and articles. And with the amount of members, you are almost guaranteed to find some information, tips, and advice concerning your debt scenario.

It’s good to know that Debt CC’s main objective is to make you debt free.

Below is the story of Debt CC and Denny, the found of Debt CC:

Debt – a four lettered word with a far reaching impact on an individual’s financial as well as personal life. Being in debt is an all consuming feeling that people carry around with them 24 hours– throughout their day in office and even at home while spending time with their family. It is rightly said that getting in debt is easier but getting out of it is harder and difficult to confront though it is not impossible. In fact nothing in life is not unattainable, with sheer determination hard work and patience, you can overcome biggest of problems. The story of Denny, the founder of debtconsolidationcare.com (DebtCC) says it all – from owning a company to sleeping in streets and frantically searching for a decent job to pay off his debts.

Way back in 2003, Denny started DebtCC with the sole intention to extend helping hand to debt crunched people. Since then it has been providing services on debt consolidation, debt settlement and credit counseling to assist people in getting their lives back on track. Being in debt can be very isolating and lonely. That’s the reason the site has an online community (Internet’s first get-out-of-debt community) that comprises of 106724 members where people can communicate with others who are experiencing similar problems. There have been countless instances where the experienced community members have helped individuals seeking financial help with their sound advices. There is a chat section too, where the members can discuss on topics ranging from debt to lost hair pin!

Sadly, most of the people incur monetary troubles because of the lack of financial knowledge. Keeping this in mind, the site has incorporated articles section that has a wide range of information on financial topics written by expert content writers.

You must have heard of the quote by Margaret Fuller that says “If you have knowledge, let others light their candles in it” the wiki section is line with the thought. With the help of this section the community members who are empowered with adequate financial knowledge and keep themselves updated with the latest happenings in the finance world can also write articles to aid the financially challenged people.

Apart from offering out of debt programs, the site has various easy to use tools like debt calculator, e-books, and GPL licensed software that readily serve the purpose of the users.

Originally posted 2008-03-05 01:20:44. Republished by Blog Post Promoter

Presidential Candidates’ Obligation

It just crossed my mind that presidential candidates have always been able to propose whatever plans during their compaign and once elected president, do whatever else the heck they want. Doesn’t that constitute as lying? It seems to be the current trend of recent election.

Because of this, it is only logical for the candidates to say whatever it is that gets them the most votes. It is in their own best interest to do so. They would be stupid to do otherwise.

It just sucks to be the people because they will be stuck with the same president regardless. All we can really hope for is a president who feels a twitch when he sees child suffering or feels like barfing when he hears children being molested by people who pray to their deity. But hoping is too passive. I propose we implement a contractual binding to hold the candidates to their words upon presidency. I’m sure they will be more cautious about shooting spits across the floor. After all, this is only integrity, something that every president should have.

But we know this binding bill is destined for veto by all branches of governments because of the obvious non-existence of integrity among politicians.

Originally posted 2007-12-14 10:39:44. Republished by Blog Post Promoter

Temet Nosce — We cannot change anything unless we accept it — from Carl Jung lecture

Why “know thyself”? How do we handle ourselves and others and relationships in between properly? Why acceptance, of both good and evil? How to be compassionate? Why words are so futile? Why pretense never works? Why gives a shit? Even the question, how do we “save the world”?

In this world that is yet dictated by 19th centry Newtonian mechanics and Freudian psychological concept of libido (and thus the suppression of it), this powerful and refreshing Carl Jung excerpt provides hints that originated from a lecture a group of clergy .

Note: not answers.

Something to think about before launching a war (with drugs and psycho-analysis) against your own “libido” or some “wild unconsciousness”.
Something to think about before calling a fight against something “evil” out there from some “moral high ground”.
Something to think about before trying to save the world.


“People forget that even doctors have moral scruples and that certain patients’ confessions are hard even for a doctor to swallow. Yet the patient does not feel himself accepted unless the very worst in him is accepted too. No one can bring this about by mere words, it comes only through reflexion and through the doctors attitude towards himself and his own dark side.

If the doctor wants to guide another or even accompany him a step of the way, he must feel with that person’s psyche. He never feels it when he passes judgment. wether he puts his judgment into words or keeps them to himself makes not the slightest difference. To take the opposite position and to agree with the patient off-hand is also of no use, but estranges him as much as condemnation. This feeling comes only through unprejudiced objectivity.

This sounds almost like a scientific precept and it could be confused with a purely intellectual abstract attitude of mind, but what I mean is something quite different.

It is a human quality, a kind of deep respect for the facts, for the man who suffers from them, and for the riddle of such a man’s life. The truly religious person has this attitude: he knows that god has brought all sorts of strange and inconceivable things to pass and seeks in the most curious of ways to enter a mans heart. He therefore senses in everything the unseen presence of the divine will. This is what I mean by unprejudiced objectivity, it is a moral achievement on the part of the doctor, who ought not to be repelled by sickness and corruption.

We cannot change anything unless we accept it. Condemnation does not liberate, it oppresses and I am the oppressor of the person I condemn, not his friend and fellow sufferer. I do not in the least mean to say that we must never pass judgment when we desire to help and improve, but if the doctor wishes to help a human being he must be able to accept him as he is, and he can do this in reality only when he has already seen and accepted himself as he is.

Perhaps this sounds very simple, but simple things are always the most difficult.

In actual life it requires the greatest art to be simple, and so acceptance of one’s self is the essence of the moral problem and the acid test of one’s whole outlook on life. That I feed the beggar, that I forgive an insult, that I love my enemy in the name of Christ; all these are undoubtedly great virtues. What I do unto the least of my brethren, that I do unto Christ.

But what if I should discover that the least amongst them all, the poorest of all beggars, the most imputed of all offenders, yay that the very fiend himself, that these are within me, and that I myself stand in need of my own kindness, that I myself am the enemy who must be loved, what then?

Then, as a rule, the whole truth of Christianity is reversed. there is then no more talk of love and long-suffering. We say to the brother within us: “raka!” and condemn and rage against ourselves. We hide him from the world, we deny ever having met this least of the lowly in ourselves, and had it been God himself who drew near to us in this despicable form, we should have denied him a thousand times before a single cock had crowed.”

Originally posted 2010-03-24 22:38:51. Republished by Blog Post Promoter

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