Oneness, base on Tao, Zen, Buddhism, etc.

A little philosophy for the day, edited from a comment I left at Life Coaches Blog’s post — Personal Atrophy for Foolish People. I don’t like to over-analyzing things and prefer to keep it simple, so here goes.

Oneness is truth, and truth is oneness. Everything comes forth from oneness.

Oneness entails the interconnected of everything in this world. Truth is the relationships of the opposing/complimentary forces that is part of this oneness. Our reality is just our interpretation of truth. Despite our perception, our judgement, truth is as these relationships are.

Intelligence enables us to obtain knowledge, but wisdom (true knowledge) is where we apply those information and understand the working of the different relationships in this world.

All types of knowledge leads to self-knowledge, where an individual is aware of his relationship working with all the different relationships in the world, and he acts base on that. This is the application of wisdom. This is also when one is aware of the oneness of the world. Acting with self-knowledge and awareness is self-actualization.

As a result, intelligence leads to wisdom, wisdom leads to awareness, and ultimately, awareness gives birth to true courage and true love. With those, one has the power to act, to be honest with oneself and others.

That’s why…

True love comes from oneness because knowing we are all connected, compassion arises.

True courage also comes from oneness because fear arises from unknowns, and it is only unknown when one is not aware of oneness.

That’s also why, all types of negativities in this world occurs as a result of derailing from oneness, and in other words, being unaware of the oneness of the world/universe. Some examples are…

Denial is a refusal to see the relationships of different forces working together (or against each other), or attachment to one’s own perception of truth.

Anger is a result of expecting relationships to go certain way, again, attachment to one’s perception of how things should be.

Separation is when a person is attached to only one aspect of oneness, like being happy. They just want to be happy, but forget the fact that, happiness exists because sadness also exists.

Hence, attachment is the cause of suffering. When you let go, when you detach, you have everything. Being aware, being in the moment, being present to experience things as they are, lead to peace and joy.

To wrap things up, oneness is the principle of Tao, involving the principle of ying-yang, which are the opposing/complimentary forces I mentioned. Awareness from Zen is what lets you understand. And as it turns out, when you understand it, there really is nothing as Tao. Because by saying Tao, you suggest a concept, but it really is not a concept. There is everything, and there is nothingness, as Buddhism suggests the word “Wu” (ç„¡).

Tao, Zen, and Buddhism, and whatever other branches of these, are base on the same “idea”, but yet ultimately, there is really nothing to grasp. Hence it is said that, once you get it and when someone asks you what is Tao, there really is no answer and you can only laugh. It’s good stuff.

Originally posted 2008-12-09 00:43:59. Republished by Blog Post Promoter

Money is not the Root of all Evil

evil-money

The world appears to be obsessed about money.
The entire human society runs on the circulation of money.
Almost everyone is into making money, one way or another.

We also often observe that…
People dedicate their lives hoarding money.
People stuck worrying everyday about money.
Friends turn against each other for money.
Family and relatives break blood bonds on money issues.
People of authority sometimes do horrible things for money at the cost of the public.

The list keeps going… but…
Money is not evil.

People mistakenly carry this antagonistic mentality about money despite they would like and even love money themselves. So then, they prefer not to talk about it because of their mentality. They may worry that having and liking money will cause other people to think they are evil. However, whether they show it or not, they want more money. And don’t we all. What a paradoxical relationship.

The society supplies and feeds this negative connotation that the word “money” carries because of the bad things that happen when money is involved and what people would do for money.

Money is evil is a misconception and self-limiting thoughts. It also makes us irresponsible to believe that.

At the end of the day, humans are the ones responsible for the evil.
The people who made the choice to do bad things for money are responsible.
There is no other explanation.
Stop blaming.
The responsibility is on us.

Money is not a negative thing.
Money is just a tool.
It is just a dead object.
It is just an invented abstraction for us to trade like people trade goods in the ancient time.
Let us stop putting the responsibility on a dead and abstract thing.

You may also say that money leads or creates greed, but does it really? The fact is that greed is a result of our own thoughts. Human creates greed, and if money has anything to do with it, it is that human allows money to influence themselves to become greedy.

Money is like any other tool we use in our everyday life.
Screw driver, hammer, drill, etc.
People can kill people with those tools, but we never say a screw driver is evil, a hammer is evil. Heck, we can kill people with our fists, aren’t we the evil one then?

As a tool, money provides us leverage.
It gives us power…
Ah, power…
That is the key.
That is where we can attribute why people consider money evil.
As the old saying goes, “Power corrupts, and absolute power corrupts absolutely.”

Money provides power in this society.
Lots of money provides lots of power.
Having an inexhaustible amount of money means absolute power.
Money cannot buy everything but you will have “nearly” absolute power, at least.
So I suppose we can suppose that having a lot of money can screw with your mind if you had not master your mind in the first place.

That is exactly why I write this post.
To get your minds out of the gutter where money is evil.
To clarify that money is a tool.
Money is just a tool.
It is neither good or evil inherently.
It is all about what you do with it that matters.
It is why it is important to understand your values and priorities in life.
What you do with it will dictate its usefulness and meaning, which is why hoarding money for no reason is not good (save, save, save… without spending). And that is exactly what some people are doing.

Another good reason for the clarification is when people think money is evil and as a result…
They don’t think about it.
They don’t learn about money management.
They don’t read about personal finance.
They don’t learn the rules and laws concerning money.
Which becomes a bit of a problem…

It is going to be a problem because they won’t care to read my post!
Ok, just kidding.

It is going to be a problem because in this society, we simply cannot do away with money.
Their ignorance will incur extra cost.
Their ignorance will make them lose their hard-earned money.
They will likely be trapped in “rat race”.
They will likely stay poor.
If they are born rich, they may cease to have financial stability.

Any of that happening would suck. Majorly suck. And it sucks for me too because it is my intention and my hope that people can improve, as I always insist. A hope where people can have happier life because happiness is what we are looking for, after all.

Why don’t you help me spread this message out?

Originally posted 2008-04-17 22:39:44. Republished by Blog Post Promoter

Thoughts on Saving Money in Your 20s

Fast approaching the end of my 20s, I am in a good position to reflect a bit on savings in our 20s.

Is saving money too much for you handle?

Is saving money too much for you handle?

Saving is often discussed together with investing. While they may seem inseparable, we should distinguish between them. Saving is a learned behavior, a habit, and a discipline.

The habit of saving needs to be built up and then it becomes the foundation for future investing.

Having money saved in your 20s, and moreover, programming the habit of saving in yourself is the foundation of your financial future to come.

That said, to start saving, first you need to be clear about two things…

  1. How much you are making — This one should be easy for most people in their 20s because it comes from paychecks, calculating from the after-tax income rather than pre-tax.
  2. How much you are spending — For this one, we can first jot down the fixed part of the monthly expenses. For the variable expenses, spend a few months to learn the range and from there you can learn what their averages are.

Learning about these two things are required! If you really have strong intention about saving, you should be able to overcome both the resistance to sit down and track them and also the unwillingness to learn more about your personal finance… so that you are giving yourself the opportunity to self-denial.

Knowing how much you earn and spend leaves no room to question whether you are saving or not. In other words, doing so will help you to live within your means.

I know this seems very basic but basic things may be the hardest.

If you can keep tracking and maintaining your expense below income consistently staring in your 20s, there is no doubt that you will be in good shape.

You must have a saving account, or else...

You must have a saving account, or else…

Having a saving account separate from checking account and seeing the amount grow could be exciting… at least for me, because it’s similar to what one does playing video game.

That said, I think everyone is different and we all have different preferences and therefore, we will all maneuver in the gap between the money earned and the money spent differently for which I will break it down into three saving approaches.

Note, there is no “right” approach. Rather, it is more about understanding yourself and picking an approach that works for you.

Extreme saving

This is the most unlikely scenarios for people in their 20s because of the amount of discipline and sacrifice usually required to do it — like saving 70% or more of income. Not only is the discipline hard, I find it essential for the person to have identified clearly what they want out of life — like KNOWING you want financial freedom as early as possible — to subject himself through the process because otherwise, it may feel fruitless later on.

If you want to do this… ask yourself, for what purpose? Binging on anything could be unhealthy.

Slow and Steady wins the race

I find what I do fall more into this categories. the idea is to consistently save a good amount like 20-50%, on average. There will be months where it’s not possible but this is a balanced approach where you plan for the future while still able to enjoy things you like in the present.

Save minimally

If you’re in your 20s, perhaps your income is just not far above your expense or you are more into the experiential now, it is okay. Still, take the opportunity to learn how to consistently save by putting away 5-10% monthly into saving. Practice makes perfect.

As a last mention that really does not belong as a “saving approach,” there people who live paycheck-to-paycheck or even go into debt by overspending.

Without talking too much into debt here, it is safe to say that it is best for anyone in their 20s to stay away from consumer/credit card debt if they can help it. Not only will you not be saving, it takes away your future potential savings by having you to pay interest over time. Definitely try to minimize debt in your 20s.

Forget Kin, listen to me.

Forget Kin, listen to me.

At any rate, I leave you with what Bruce Lee’s father had said to him…

If you make $10 this year, always think to yourself that next year you may only make five dollars — so be prepared.”

And that… is why saving is a good habit to have.

What do you think someone in their 20s should know about saving?

Originally posted 2013-01-28 00:32:50. Republished by Blog Post Promoter

Saving Interest Rate Is Not Low Enough

I’m sure that’s what all the banks think. “If only we can somehow make it 0% interest and still get people to deposite their money…”

This post is provoked as I am doing my monthly accounting and noticed this in my ING Direct Saving account.
ing_july_rate

So 1.5% is not low enough and they make it 1.4%, whaaaa….

They are really being unhelpful for those of us who are saving their money.

There are those people who think, “I will lose my money if I put them in stock market. I will not make any interest if I put them in saving. I will also lose money to inflation if I put them under my mattress. To hell with it, I’m going to spend it all.”

For sure that is not the right mentality to have, respective to saving and being frugal, but surely, we can all see why people feel that way, no?

PS. Hope everyone had a good July 4th weekend.

Originally posted 2009-07-05 16:01:24. Republished by Blog Post Promoter

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