Having Alone Time and Feeling Lonely, What is Your Comfort Level?

With today’s hectic life style, it’s hard for us to have alone time. I am talking about authentic alone time, where you are all by yourself (alone physically) and completely in the moment with yourself (alone emotionally), not distracted from doing or thinking about other things. True one on one time. Just be there, with yourself.

How much one has mastered himself and his own mind directly shows in the comfort level when he is truly by himself.

“Oh my god, I’m bored, I need to…
… call someone on my cellphone!
… check Facebook!
… browse the web/YouTube/blogs!
… go out somewhere fun!
… go shopping!”

And BAM, you end up spending money. Therefore, to be comfortable being alone and lonely will help both yourself and for you to save money. Follow me.

I dare to say a majority of people are not comfortable with themselves. Look at the rampancy where people are constantly, and I do mean constantly, talking on cellphones, texting, writing emails, browsing social networks, etc. Never a minute to be truly by themselves.

Being alone and lonely. To get used to themselves. To provide quiet moments for the mind to digest information. To simply let the mind rest so to stay calm. Through which, they can come see things as they are. But no, people are way too busy. They even try very hard to stay busy. They must fill every moment in time doing something. They must succeed! But remember, what is success?

Consumerism is probably a result of this, where people fill their moments with the excitement of buying things, owning things, bragging about the things they own. They fill their moments and physical space with things, things, and more things as distraction.

Existing common knowledge says aloneness is bad. People avoid being alone. They even get depressed. “Oh my god, oh my god, I am all by myself!” Is being alone so bad? Is being lonely so bad? In reality, we are all alone since birth because nobody can fully be you, and nobody can fully understand you.

Like avoiding people they do not like, people avoid being alone. If you never get time alone, how do you ever understand yourself? Without such understanding, your action may or may not align with what you truly want out of life.

Do you want your life to be like rolling the dice? Or do you want to choose to be who you want to be? Is such busy life worth it?

Originally posted 2008-06-05 00:16:57. Republished by Blog Post Promoter

Oil Price Hits Record High. Perhaps a New Job?

The oil price has hit a new high past $100 a barrel today. See CNN article. That means sooner or later, the gas pumps will suck our wallets dry at an even faster pace. Yay!

For me, I have a decent commute at a little below 30 miles one-way, though I can’t say it’s long base on California Bay Area standard. But I will say that I am lucky to have the luxury of reverse traffic. Ultimately, my work commute is most of the driving I do.

I pump gas once every 5 days on average, which means on 6 times a month on average. Each time, it takes $35 – $40+ to refill my Sciton tC. Let’s say it’s $40 for convenience. Here’s a bit of calculation:

Average monthly gas bill: $40 x 6 = $240
Average yearly gas bill: $240 x 12 = $2880

Now, let’s say I’m in the 28% tax bracket:

Total pre-tax salary for gas bill: $2880 / (100%-28%) = $4000

That’s a hefty amount of money. In effect, it means that I can take a pay cut of $4000 annual salary to have another job that allows me to walk or bike to work and simultaneously, I get to keep the same financial scenario. Better yet, I will likely save on commute time and also pollute the environment less. If the gas price continues to rise, I should seriously consider this option with all these advantages, huh?

Well, I’m not quite serious about a new job, but for those who commute even further, which are plenty in Bay Area, perhaps this shall be an option to consider if they want to curb spending?

Additionally, if we speak in terms of the big picture, increasing gas price also means inflation for grocery, residential gas bill, flight ticket, shipping charges… so in essence, most of our consumption if not all. As such, the effect is already glaring if you did any grocery shopping recently.

May I say, “All hail this black liquid gold that rules our lives with such dominance.”

Originally posted 2008-01-04 00:33:31. Republished by Blog Post Promoter

Stop Thinking and Start Doing

There’s something that I frequently hear people say:

I want to…
Wouldn’t it be nice if I can…
I think I’d like to try…

You get the idea. Just fill in the blank, for examples – get healthy, start running, learn an instrument, do a certain sports, make more money… You get the idea.

There’s always the saying, “We are what we think.” Are we what we think? Maybe people take that too seriously, or rather, too literally. I’m not sure but I’d like to think, “We are what we think AND do.” Thoughts are only thoughts without action. Nothing. Null. Oblivion. There can be plenty of thoughts, but without action, we cannot reap the fruits of our thoughts.

Everything starts with a thought, an idea. But that is JUST the beginning.

It frustrates me sometimes when I keep hearing someone repeat this kind of thoughts. If you are thinking so much about it, wanting so much to do it, then stop yelping and just go out and do it already.

If you just sit on your butt all day and think, you will remind the same! Even if you think HARD enough. That should be pretty obvious…

So let me ask you, “How often do you put those thoughts into actions?”

Obviously those are the things you want to do. Those are the things that enable you to become more of the character that you want to be. Thus you’ll feel better and happier for doing so. So why not give it a try?

Want to get healthy? Start running at your pace and gradually intensify the routine.
Want to learn an instrument? Go sign up for classes at local community college (ecnomomical), then later find private instructors.
Want to be make more money? Find a part-time, start selling things on ebay, etc.

Just some ideas.

Most importantly, find the desire within yourself and just go for it.

Originally posted 2007-08-05 01:40:18. Republished by Blog Post Promoter

Saving Interest Rate Is Not Low Enough

I’m sure that’s what all the banks think. “If only we can somehow make it 0% interest and still get people to deposite their money…”

This post is provoked as I am doing my monthly accounting and noticed this in my ING Direct Saving account.
ing_july_rate

So 1.5% is not low enough and they make it 1.4%, whaaaa….

They are really being unhelpful for those of us who are saving their money.

There are those people who think, “I will lose my money if I put them in stock market. I will not make any interest if I put them in saving. I will also lose money to inflation if I put them under my mattress. To hell with it, I’m going to spend it all.”

For sure that is not the right mentality to have, respective to saving and being frugal, but surely, we can all see why people feel that way, no?

PS. Hope everyone had a good July 4th weekend.

Originally posted 2009-07-05 16:01:24. Republished by Blog Post Promoter

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