My Rant on 401K and Roth IRA

I’m here to confess today. I don’t have Roth IRA nor do I plan to open one, au contraire to just about any books, blogs, or references you may have read about personal finance. I do contribute to my 401k to get my company match. It’s my way of putting the personal aspect in my […]

Bad Weather, Bad Traffic, and Such Greed

I hate traffic. I hate traffic with a passion hotter than hellfire. It’s such a waste of time. Despite that, I decided to brace the stormy weather and rush hour traffic because I miss my family and beautiful little niece who I haven’t seen for couple weeks. The result is a supposedly 50-minute trip turned […]

People Still Pay with Cash?

I use credit cards for almost everything these days, with the exceptions occurring in Asian restaurants mostly. I like to avoid them because the few times I have to stop by ATM during the year are their fault. Paying with credit cards makes it easy to account for expenses, earns at least 1% cash back, […]

Big Storm in Bay Area

Two days ago, January 3rd, my colleage talked to me about a drought in California if rain doesn’t come. We need water! Without water, none of us will live and guess what, we got what we asked for. All in one day. This makes me think, “Be careful what you ask for.” Check out this […]

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